Equipment Financing Options

Enhance your business operations with the benefits of Equipment Finance Agreements (EFA). EFAs provide a flexible and straightforward financing solution, allowing businesses to acquire essential equipment without the upfront costs. With fixed monthly payments and terms tailored to your financial needs, EFAs help manage cash flow effectively. Enjoy immediate access to the latest technology and equipment, boosting productivity and staying competitive in your industry. Trust our local expertise and personalized service to support your growth with a financing option designed to fit your business.

A FMV lease offers a low monthly payment, is the most flexible lease structure, and may allow you to obtain tax advantages. Technically, you don’t own the equipment (think of it like renting over a fixed period of time). The equipment may not be considered an asset on your balance sheet. Depending upon your situation, up to 100% of the finance expense may be tax deductible. At the end of the lease term, you may purchase the equipment, return the equipment, or continue to pay for use of the equipment according to the terms of the original agreement.

This popular lease offers the benefit of ownership with all of the advantages of a lease. You can own the equipment you have been leasing at the end of the term for $1. Additionally, the $1 Buyout Lease gives you the ability to bundle costs for hardware, software, and services while offering tax advantages.

Operating leases provide greater flexibility, allowing you to replace or update equipment more often. Without transfer of ownership, there is no risk of obsolescence. Accounting for an Operator Lease is often simpler than other types of leases. Lease payments are also tax-deductible.