Business Loans

Grow your business with our experienced commercial lending team

North American Banking Company is locally owned and operated by people that live and work in Minnesota. Loan decisions are made here and not shipped out of state. That adds up to quicker response times and more flexibility for you, helping you expand your business with confidence.

Business Loans

Our business bankers are well versed in all aspects of commercial lending and will help you through the process every step of the way--from preparing your loan application to reviewing loan programs and eligibility requirements to closing the loan and disbursing the funds.

You'll work with a community bank that is invested in your success. We'll take the time to get to know you and your business and come up with a customized plan to grow your business together.

Below you'll find details about many of our popular business financing solutions. 

  • Commercial Real Estate

    Has your business outgrown its current location and you need to expand? Or maybe you’re looking to own rather than rent your space? Our team of experts can help you create a plan to find the perfect solution for your business’s needs.

  • Equipment Financing

    When your business needs a loan to acquire new equipment to add new customers or take on a new project, we’ll be ready to help! Our team of experts will develop a customized plan for you to acquire the equipment your business needs to thrive.

  • Operating Lines of Credit

    We offer flexible lines of credit that can change at the borrower’s direction as often as daily to match the business’s working capital financing needs (subject to sufficient collateral while loan proceeds are outstanding under line). All it takes to alter the line’s outstanding loan amount is a simple call or email to us.

  • Letters of Credit

    A letter of credit can act as a valuable tool for guaranteeing payment to buyers in sellers in a variety of transactions. A letter of credit from North American Banking Company can help provide financial peace of mind to all parties ahead of key financial transactions.

  • SBA Loan Programs

    The SBA 504 program is designed to provide financing for the purchase of fixed assets such as real estate, buildings and machinery and are a great way for small businesses to get the financing they need.  North American Banking Company has consistently been one of the leaders in SBA 504 loans in Minnesota over the years.  Our experienced team of lenders can help guide business owners through what can be a complicated process.
     

Are you ready to grow your business? Let's talk!

Contact a Business Banker

Tips for business owners from our bankers

Business Central

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credit card processing

Card Processing

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Learn about leasing services

Leasing Services

Finance 100% of the purchase price of new equipment!

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