2025 Nacha ACH Rankings
North American Banking Company Named as 25th Largest ACH Originating Depository Financial Institution by Nacha in 2025
ROSEVILLE, MN, March 5, 2026— North American Banking Company was named as the 25th largest originating depository financial institution of ACH payments in the country by Nacha in rankings released today. With 133,203,836 ACH transactions in 2025, North American Banking Company is a leader in ACH payments.
It is also the tenth consecutive year that North American Banking Company has been in the Top 50 of Nacha’s rankings.
“This accomplishment would not be possible without the trust and partnership of our payments customers across the nation, whose continued confidence in us drives everything we do,” said North American Banking Company CEO Michael Bilski. “We are deeply grateful for the businesses and financial institutions we serve from coast to coast and look forward to building on this momentum together in the year ahead.”
“Achieving 23.5% growth in ACH originations in 2025 is an outstanding milestone for North American Banking Company and a testament to the dedication and expertise of our team,” continued Bilski. “As we support payments customers nationwide, I want to sincerely thank our employees for their tremendous effort, innovation, and unwavering commitment to delivering responsive, reliable service every day.”
"The ACH Network continues to be the backbone of the U.S. financial system, with the ability to connect to every financial institution in the United States," stated Jane Larimer, President and CEO of Nacha. "We congratulate North American Banking Company for their achievement as a Top 50 originating institution in ACH payment volume."
North American Banking Company is part of the ongoing growth of electronic payments in the United States. Total ACH payment volume for 2025, including off-Network payments, was 42.1 billion, up 4.6% from 2024.
About North American Banking Company
North American Banking Company is a locally owned and operated community bank with over $1.5 billion in assets with locations throughout the Twin Cities. North American Banking Company was the 25th largest ACH ODFI in the U.S. by transaction volume in rankings released in 2026 but remains true to its community bank roots. We provide customized solutions and personalized service to Third Party Senders and Independent Sales Organizations for ACH and instant payments as well as Card processing and Money Services Businesses throughout the U.S. Member FDIC and Equal Housing Lender.
About Nacha
Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. There were 35.2 billion ACH Network payments made in 2025, valued at $93 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.