Cash Management

Seamless transaction processing for your business

Cash flow issues represent some of the toughest challenges for any business.  Our cash management services offer real solutions.  We are continually working to offer you the latest in cash management technology.  We’ll help you reduce costs and achieve greater efficiencies and control.

Whether you are at the office or on the go, we have a wide array of cash management services available for businesses. From wire transfers to remote deposit to merchant services, we have your business needs covered.

Cash Management Services

Increase efficiency and productivity with the ultimate in desktop cash management:  Access Online.  With Access Online you have instant, accurate financial information at your fingertips.  You can review account activity, transfer funds between accounts, make loan payments, initiate wire transfers and stop payments - all without leaving the office.

Sweep Accounts

Reduce idle balances and gain control of your cash assets with a Sweep Account from North American Banking Company. We'll customize your sweep activity to suit your situation. You can automatically invest excess funds in a liquid, high yield, low risk account to increase earnings, or automatically pay down credit line balances to save interest expense.

Wire Transfer

Wire transfers are the fastest, most convenient way to move money securely around the world.  Wire transfers provide same day transfer of funds, which means you hold onto your funds longer to make purchases and payments when you need to.  Set up recurring payments or one-time payments via the cash management link in online banking.

Remote Deposit

Save time and money by eliminating courier fees and costly trips to the bank with Remote Deposit.  Simply scan checks from the convenience of your office and enjoy faster availability of funds and quicker notification of return items.

Merchant Services

If your business involves retail sales, our Merchant Card Program provides settlement services for Visa, MasterCard, Discover and American Express payments. Set up is easy and rates are competitive.

ACH Services

Reduce expense associated with check processing and stop payments by taking advantage of electronic processing of your company payroll, vendor payments, and customer remittances. ACH files can be securely originated via the cash management link in online banking.

Positive Pay

Protect your business from check fraud with our Positive Pay check verification service.  You provide an electronic list of checks issued daily and we flag unauthorized items presented for payment.  Positive Pay provides a daily report of exceptions for your review.  At that point it will be up to you to pay or return. It’s that easy.

Are you ready to save time and increase productivity with online banking for your business? To learn more, call or visit us at one of our convenient branches in the Twin Cities.

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